Retirement Account Products
We offer a wide range of products to help you plan for your retirement. All investments are made in Certificates of Deposits (CDs) that allow you to choose the term that best suits your needs.
With a minimum deposit of as little as $500 you can begin earning a maximum return on your investment. Whether it's part of your retirement plan or a shorter term financial investment; why not make sure your money is working for you?
Call one of our friendly investment professionals at 1-847-888-7950 for answers to your investment questions.
Traditional IRA
Enjoy the tax-deferred earnings and tax deductibility of a traditional IRA account. Individuals under the age of 70.5 with earned income can contribute to a traditional IRA. Contributions may be tax deductible, depending on your adjusted gross income and participation in an employer-sponsored retirement plan. Taxes are deferred until you begin to withdraw funds from the account.
- Must be 70.5 years old or less with earned income.
- Tax-deferred earnings until withdrawn.
- Tax deductible contributions (see requirements).
Start saving for tomorrow today with a call to one of our friendly investment professionals at 1-847-888-7950.
Back to Top
Rollover IRA
Maintain the tax-deferred status after the distribution of funds from a company retirement plan by putting it into a Rollover IRA. It's easy and risk-free. Let us help you invest your hard-earned retirement funds without the risk of losing its valuable tax-deferred status. No age requirements.
- No penalties on funds from company retirement plan.
- Maintain tax-deferred status.
- No age restrictions.
Discuss your Rollover IRA options today with a call to one of our investment professionals at 1-847-888-7950.
Back to Top
Roth IRA
Because the money you put in your Roth IRA is non-deductible and made 'after taxes,' there's no additional tax on your earnings from Roth IRA investments. Most withdrawals from your Roth IRA are tax-free, subject to certain restrictions.
- 'After tax' contributions aren't taxed again.
- Earnings aren't taxed.
- Tax-free withdrawals (some restrictions apply).
- Maintain tax-deferred status.
Set up your Roth IRA--call one of our investment experts today at
1-847-888-7950.
Back to Top
Simplified Employee Pension (SEP)
A SEP is a separate retirement plan that allows a business to contribute money into an employee's IRA. The employer establishes a SEP and is responsible for properly administering the plan. SEPs allow self-employed individuals and businesses to deduct SEP contributions, and self-employed individuals or employees of a business may receive a SEP contribution to their IRAs at any age (no 70.5 restrictions).
- Businesses may contribute directly to employee IRA.
- Employer administers SEP.
- Businesses/self-employed may deduct SEP contributions.
- No age restriction for contributions (see requirements).
Set up a SEP for your employees today by calling one of our investment experts at 1-847-888-7950.
Back to Top
Coverdell Savings Account
This lets you set aside money (on a tax-favored basis) to pay for higher education expenses. Though your contributions are not tax deductible, earnings grow tax-free if funds are properly used to meet educational expenses. The maximum contribution on behalf of a child is $2,000 for a given year.
- Tax-favored contributions.
- Tax-free earnings for education costs only.
- $2,000 annual limit per child.
Open your Coverdell Savings Account today with a call to one of our investment experts at 1-847-888-7950.
Back to Top
"Invest In Your Future--Call Us Today At
1-847-888-7950."
