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Elgin State Bank the community leader in local business banking, Elgin, IL Elgin State Bank, The Business Bank located in 3 locations in Elign, IL
Elgin State Bank, "The Business Bank"  
 

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Personal Checking Accounts & Services

Real Checking for Real People

Too many financial institutions these days make customers feel like a number instead a person. That will never happen at Elgin State Bank, because we're a part of your community.

And because our customers come with all sorts of different financial needs, we offer a variety of customized checking accounts.

You can choose from a variety of accounts with flexible options to fit your every banking need. Our accounts not only offer the best rates in town, but also help simplify your banking with streamlined statements, free check imaging, 24/7 Express Banking Center, and online banking services.

Open your personal checking account today by calling one of our friendly bankers at 1-847-888-7950.


Free Checking— "The Perfect 'Basic' Account"

Whether you're a student, first-time account holder, or a seasoned check-writing pro, our Free Checking account is convenient and affordable with no 'per check' charges. This account also includes unlimited check writing privileges, a $15 credit toward any size safe deposit box for one year, a free Debit MasterCard® with ATM privileges, and free Online Banking and bill-pay service.

  • $100 opening deposit required.
  • No 'per check' charges.
  • No min. daily balance or monthly service charge.
  • Free Debit MasterCard®.
  • Free Online Banking and bill-pay service.
  • $15 credit toward safe deposit box.
  • ¼% rate reduction on consumer loans, excluding first mortgage, with automatic debit from checking account.

Open your Free Checking account today by calling one of our friendly banking professionals
at 1-847-888-7950.

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Hometown Banking—"The Checking Account That Earns You Money!"

Our Hometown Banking checking account offers a variety of ways to save while earning the most for your money. For starters, this interest-bearing account has no minimum daily balance requirement (when accompanied by a savings account or CD with a term of 1 year or longer, with an average combined balance of $1,000). Interest is compounded and credited monthly.

  • Interest–bearing checking account.
  • Free check imaging service.
  • Free automatic transfer overdraft protection.
  • Free printed checks with Hometown logo.
  • Free Online Banking and bill-pay service.
  • $15 credit toward any size Safe Deposit Box for 1 year.
  • No monthly service charge (when accompanied by savings or CD).
  • Free Debit MasterCard®.
  • ¼% rate reduction on consumer loans, excluding first mortgage, with automatic debit from checking account.

Open your Hometown Banking personal checking account by calling one of our expert banking professionals at 1-847-888-7950 today.

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Hometown 55"Our Interest-Earning Checking Account Created For Seniors"

Exclusively for our customers aged 55 or over, the Hometown 55 personal checking account is an interest-bearing account that's compounded and credited monthly. Plenty of convenient extras, including free automatic transfers for overdraft protection, free Hometown 55 checks with our logo, free Online banking and bill-pay service, and much more!

  • Interest-bearing account for seniors only.
  • Free check imaging service.
  • Free automatic overdraft protection.
  • Free Hometown 55 logo checks.
  • Free Online Banking and bill-pay service.
  • No annual fee debit card.
  • No monthly service charge (see details).
  • ¼% Bonus Rate CD coupon per year.
  • Free Debit MasterCard®.
  • Free money orders/cashiers checks/traveler's checks.
  • Free Safe Deposit Box.
  • ¼% rate reduction on consumer loans, excluding first mortgage, with automatic debit from checking account.

Attention seniors! Put our Hometown 55 interest-bearing checking to work for you today with a call to one of our expert banking professionals at 1-847-888-7950.

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Debit MasterCard®

Our Debit MasterCard® not only gives you access to the STAR® and CIRRUS® network of ATMs worldwide, but it can also be used for purchases at millions of merchants where MasterCard® is accepted. It's faster and more convenient than writing a check, and your purchase amounts are automatically deducted from your checking account. Elgin State Bank Debit MasterCards® can be tied to any of our personal checking accounts.

  • No annual fee.
  • No 'per transaction' fee.
  • Member CIRRUS® and STAR® networks.
  • Use wherever MasterCard® is accepted.

Get your Debit MasterCard® today by opening a personal checking account. Just
call 1-847-888-7950 to speak with one of our friendly banking professionals.

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ATM Card

An ATM card from Elgin State Bank gives you access to the STAR® and CIRRUS® network of ATMs worldwide. You can make cash withdrawals, view account balance, or transfer funds between accounts. Our ATM card is available free to our personal checking and savings account holders.

  • Free to our account holders.
  • No annual fee.
  • Member CIRRUS® and STAR® networks.

Open a checking or savings account with us and enjoy the convenience of our free ATM card--just call 1-847-888-7950 to speak with one of our friendly banking professionals today.

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"For Simply Better Checking, Give Us A Call At 1-847-888-7950."

 


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