Need Money, But Not Sure Where To Begin?
We Can Help.
We offer a wide variety of loan
packages for every need. Whether you need a loan for home improvements, a new car, a new home, or educational expenses, come see what we've got to offer.
All of our personal loan decisions are made by our own expert
bankers, who understand your needs and see your potential.
Get the financing you need by calling 1-847-888-7950 and speaking
with one of our friendly personal bankers.
Hit the road (or the water) with an affordable personal loan for
the purchase of selected new or used vehicles. With a
loan from
us you can buy or refinance new or used cars,
bikes or the boat of your dreams. We can lend up to 100%
of the value of selected new and used vehicles. Payments are fully amortized, with principal and interest due monthly
for the duration of the loan. You can also pledge
currently owned
vehicles as loan collateral.
Refinance full NADA trade in value.
Loans up to 80% on vehicle refinance.
Pledge currently owned vehicles as loan collateral.
Get the vehicle of your dreams today by calling 1-847-888-7950
and speaking with one of our friendly personal bankers.
Dream homes come in all shapes and sizes, and so do our custom
home mortgages. We know real estate in the Elgin area better than
anyone, and we're committed to doing whatever it takes to get you
the mortgage—and the home—that's just right for you.
We also offer the most-competitive rates on every type of mortgage.
Custom mortgages to suit your needs.
Expert knowledge of local real estate.
Competitive rates and programs.
Interest-only and ARMs loans available.
Click hereto get started on your custom mortgage
today!
Want to build your dream house from the ground up? We can help.
Elgin State Bank can extend credit toward the construction of a
new home, up to 80% of the total cost of the construction
(including land). Principal and interest due at maturity; rate
is based on prime plus 1% and fixed for the term
of the loan.
Finance up to 80% of total construction cost.
Cost of land may be included in financing.
Fixed rate.
Principal and interest due at maturity.
Finance the construction of your dream home today by
calling 1-847-888-7950.
We offer affordable, custom loans for individuals
wanting to purchase real estate lots. Loan amounts may be up to
80% of the appraised value of the lot. Payments of both principal
and interest are due monthly.
Payments of principal and interest due monthly.
Finance up to 80% of the appraised value.
Call 1-847-888-7950 today to speak to one of our personal bankers
about your lot loan.
Whether you want to pay off high-interest bills
or just fix up your home, our Home Equity Line
of Credit is specifically designed to help homeowners get the cash
they need based on the equity of their home. Rates are adjustable,
and you can finance up to 90% of the appraised
value of your home (minus the first mortgage balance). To secure
credit a mortgage is placed against your primary residence.
Adjustable rate.
Finance up to 90% of home's appraised value.
Access the equity in your home today by calling 1-847-888-7950
and speaking to one of our friendly personal bankers.
Our affordable Fixed-Rate Home Equity Loan is perfect for folks
who've found their "dream home." Payments are
fully amortized with principal and interest due monthly.
You can finance up to 90% of the appraised value of your home (minus
the first mortgage balance). Unlike loans from other financial
institutions, our Fixed-Rate Home Equity Loans have no
application fees or closing costs. A mortgage is placed
against your primary residence.
Payments are fully amortized.
Rate fixed for term of the loan.
Finance up to 90% of appraised value of home.
Get a Fixed-Rate Home Equity Loan for your dream home by calling
1-847-888-7950 and speaking to one of our friendly personal bankers.
Short of cash? Have an unexpected expense? Need to build credit history? We
can help. You can pledge your Elgin State Bank Savings Account(s)
and Certificates of Deposit (CDs) as collateral for a personal
loan. These secured loans are fully amortized, with principal and
interest due every month for the term of the loan.
CDs and/or Savings accounts must be with Elgin State Bank.
Fully amortized with principal and interest due monthly for
term of loan.
Call 1-847-888-7950 today to speak to one of our personal bankers about
our secured personal loan options.
Elgin State Bank | 1001 S. Randall
Road | Elgin, IL 60123 USA | Phone: 1-847-888-7950
