- Who We Are
- What We Offer
- Solutions for You
- Commercial & Institutional
We offer enhanced and simple checking account solutions to choose from, each designed to suit your individual needs. Have access to your money on a daily basis for every day needs. Each account makes banking easier and includes:
We know that you deserve more than a simple lifestyle advantage, you deserve The Elgin Experience at Elgin State Bank. The Elgin Experience is your key to a better way of life.
$2,500.00 for individual membership*
$4,000.00 for joint membership*
*Can include any other deposit account(s)
Best of all, we require that you enjoy life and enjoy your membership. We encourage you to share your opinions, wants and needs with our friendly staff.
Experience Checking is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded every month and credited to your account every month.
An unlimited, no charge check writing plan. The minimum to open is $100 with no minimum balance required. Benefits include:
This account has free1 ATM transactions! The minimum to open is $100 with no minimum balance required. Benefits include:
1 The bank does not charge its customers a monthly card usage fee. There’s no transaction charge at any ATM in the Money Pass or Sum surcharge - free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Service fee charged by MasterCard for certain foreign transactions conducted outside the continental United States.
Total Access Checking is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded every month and credited to your account every month.