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Get $3001 and a FREE safe deposit box2
when you open Premier Checking

With qualifying activities. See below.
 

Get $3001 and a FREE safe deposit box2
when you open Premier Checking

With qualifying activities. See below.
 

Get $3001 and a FREE
safe deposit box2
when you open
Premier Checking

With qualifying activities. See below.
 


It only takes a few minutes!
Promo code applied automatically. 

Woman smiling while holding a mobile phone
Woman smiling while holding a mobile phone

  

Woman smiling while holding a mobile phone

Get the best of both worlds with

PREMIER CHECKING

Only $100 required to open. Maintain a minimum daily balance of $10,000 or a combined average relationship balance of $75,000 per monthly statement cycle to avoid a fee.3

  • Free ATMs nationwide4
  • Waived rental fees on a safe deposit box2
  • Waived fees for incoming wire transfers credited to your account
  • Free bank specialty check printing5
  • Tiered and variable interest rate with interest paid monthly
  • The perks you love, plus all the digital benefits to make banking safe and convenient



Get the best of both worlds with

PREMIER CHECKING

Only $100 required to open. Maintain a minimum daily balance of $10,000 or a combined average relationship balance of $75,000 per monthly statement cycle to avoid a fee3
 

  • Free ATMs nationwide4

  • Waived rental fees on a safe deposit box

  • Waived fees for incoming wire transfers credited to your account

  • Free bank specialty check printing5

  • Tiered interest-bearing account

  • The perks you love, plus all the digital benefits to make banking safe and convenient

TAKE ADVANTAGE OF THESE ONLINE & MOBILE BANKING BENEFITS6

Check Deposit Icon

 

CHECK DEPOSIT

Make deposits from your smartphone.

 

Card Control Icon

 

CARD CONTROLS

Protect your account with card controls.

 

Zelle Icon


CHECK DEPOSIT

Make deposits from your smartphone.
 


CARD CONTROLS

Protect your account with card controls.
 


ZELLE®

Send money fast, safe and easy with access to Zelle®.7

 

ZELLE®

Send money fast, safe and easy with access to Zelle®.7  


ZELLE®

Send money fast, safe and easy with access to Zelle.®7
 

 

Open a new Premier Checking account and get a $300 bonus when you8

 

Open a new Premier Checking account and get a $300 bonus when you8

 

  • Enroll in online banking & e-statements
  • Have $500+ in direct deposits each month of the Qualification Period



1. Premier Checking Bonus Information.
 Offer valid for accounts opened 2/1/2024 — 1/29/2025. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

2. Safe Deposit Boxes. Free 3x5 box or equivalent discount on larger box. Subject to availability. Limited to 1 per account. Safe deposit boxes are not FDIC-insured.

3. Premier Checking Fees. $25 monthly maintenance fee - waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Fees may reduce earnings.

4. ATM Fees. No Wintrust Financial Corporation ('WTFC') transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

5. Specialty Checks. Style & quantity restrictions apply.

6. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

7. Zelle®. Zelle® is intended for sending money to family, friends and people you know. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Dollar and frequency limits apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

8. Premier Checking Bonus Qualifications. (i) Open new Premier Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: www.wintrust.com/locations.